Disability Insurance to Replace Your Income
Like a well-wisher, our life insurance policy covers you like a shadow! Enroll yourself today to protect your paycheck in the event of serious illness or permanent disability.
How much does it cost?
The cost of disability insurance in Houston is actually depends on number of factors such as health history, type of occupation you do, risks in your job, age, gender and the type of policies you chose, waiting period and amount of benefits you are looking for?
Curious to know how much your disability insurance will affect your pocket? Call our Houston life insurance agency today!
What does disability insurance covers ?
To make sure your life does not get affected with your illness or disability, make a visit to our service! Disability life insurance ensures safety net for your family and maintains the way of living like before. The more benefits you get from our Houston disability life insurance policies are;
Mortgage loan payoff.
Home rent and electricity bills.
Your medical expenses.
Child education fees.
Utilities & credit cards payments
What is Disability Insurance?
Disability insurance generates the income when you are no longer able to continue your job like before. It provides coverage for number of critical illness and disability such as heart condition, broken legs, and cancer, paralyzed and so on.
Wondering why you need disability insurance if enrolled in workers compensation program from the company?
Group life insurance or employee compensation insurance only provides benefits when you get injured or die on the job. Our disability life insurance covers when you feel difficult to return to your job due to serious illness, accidents outside work and death.
Get in touch with our reliable life insurance agents in Houston today!
Types of Disability Insurance
Short-term disability insurance
This type of disability insurance provides short-term coverage up to 1 year for your temporary disability till you join the company again. Also, this insurance only covers 80% of your lost income.
Long-term disability insurance
Long term disability life insurance provide benefits for the long-term disability or permanent disabilityusually incurs high premiums and remain active for more than 1 years.