Term Life Insurance

Term Life Insurance – Fulfill Your Temporary Financial Goals

We offer an affordable investment option that gives peace of mind to live ahead!

Term life insurance is a death payout life insurance options that provides maximum coverage in the short time typically 10-30 years. When you have a family, parent or child who is depending on you financially, term life insurance becomes an important financial tool.

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Why Term Life Insurance with Houston Life Insurance ?

No one-coverage-policy fits all, that's why it is important  for you to handover your financial goals to someone who can look at your entire financial picture and provide you with customized and tailored-made life insurance policies to suit your situation best.

From term life insurance policies to the business insurance quotes, we have unique and unlimited financial plans to cover you and your family for today and for the future.

Meet Houston’s best life insurance company today!

No medical exam except for those diagnosed with critical illness

Available in coverage amounts up to $500,000

Easy to own life insurance policy

Flexible payment options

Term Insurance - The Smartest way to make sure your family is taken care of financially 

If you're like most people, you probably think that life insurance is something that you don't need until you're old. After all, why would you need life insurance when you're young and healthy? The truth is, though, that life insurance Houston Texas is one of the most important investments you can make - no matter how old you are. And, of those types of life insurance policies available, term life insurance is usually the smartest choice. Here's why:


Coverage - Term life insurance offers coverage for a set period of time - usually 10-30 years. This type of policy is perfect for people who want to make sure their families are taken care of financially in the event of their death but don't want to continue paying premiums after they retire or become empty nesters.

 

Flexibility - Term life insurance policies are also flexible, which means that they can be tailored to meet your specific needs. For example, you can choose how much coverage you need, how long you need it for, and even add riders (options that can be added to your policy for an additional cost) to tailor the policy even further.

 

Cost - Perhaps the biggest advantage of term life insurance is the cost. Because this type of policy doesn't build cash value like whole life insurance does, it tends to be a lot cheaper. This makes it an ideal option for people who are on a budget but still want to make sure their loved ones are taken care of in the event of their death.

 

No one likes to think about their own death - especially when they're young and healthy. However, life is unpredictable, which is why it's so important to have a life insurance policy in place - just in case. Of the different types of life insurance policies available, term life insurance is usually the best choice because it's affordable and flexible. So if you're looking for a way to make sure your family is taken care of financially in the event of your death, contact family life insurance company Houston Texas for better solution!

What does Term Life Insurance Offers?

Term life insurance only offers death coverage paid to the beneficiary after the death of a policyholder. Unlike permanent life insurance it does not include any cash value to plan your retirements but you can benefits with thousands of coverage;

  • Plan your future.

  • Can give a beautiful, stress-free and wealthy future to your family.

  • Your family can repay debts and due loans.

  • Child can continue his/study.

  • Daily expenses

  • Funeral expenses.

  • Medical expenses

best life insurance in Houston

How Much Amount You Can Expect to Pay ?

 Houston term life insurance

The cost of term life insurance is depend on several factors such as your current financial earnings, health, lifestyle, age, any medical illness, types of business you do, how much coverage you want and what types of policies you choose?

For instance, an older 65 year healthy man could get best term life insurance policy Houston at less than $14 monthly premiums. Likewise, a 56 year women with a cancer may have different term life insurance premiums.

To know the exact Houston term life insurance quotes, please contact us!

Frequently Asked Questions

What if the term ends but I did not die?

What if the term ends but I did not die?

In this scenario, you can either extend the policy, convert the policy into permanent life insurance or could end up. The insurer will do return all the premiums paid by you through return of premium life insurance.

What is term life insurance?

What is term life insurance?

Term life insurance is a temporary financial tool to fulfill your financial goals.

Get In Touch With Us

Term life insurance is the most affordable, win-win type life insurance provided by the Houston life insurance agency. You can contact our agents to know more!

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